> ## Documentation Index
> Fetch the complete documentation index at: https://crossmint-wallets-docs-2-5.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Allow your users to buy onchain assets using any payment method

**Increase your sales up to 3x with a *5 minute integration*** by allowing people to buy things on the blockchain with credit card or any cryptocurrency, even if they don't have a wallet.

Crossmint offers the most battle-tested blockchain [payments product](https://www.crossmint.com/products/payments/?utm_source=docs) in the market, for [onramping](/payments/headless/guides/onramp), [NFT sales](/payments/headless/quickstarts/credit-card-nft), and [token marketplaces](/payments/headless/quickstarts/credit-card-memecoin).
We power most major NFT drops, launchpads, and marketplaces across chains, like Manifold, Magic Eden, Tensor, and more.

## What Can I Buy & Sell with Crossmint Checkout?

<CardGroup cols={3}>
  <Card title="Physical Goods and Services" icon="cart-shopping-fast" iconType="duotone" color="#BB87FC">
    Over 1 million products and services tokenized on the blockchain.
  </Card>

  <Card title="Virtual Goods and Services" icon="coins" iconType="duotone" color="#FF2981">
    NFTs, memecoins, and other digital assets.
  </Card>

  <Card title="Virtual Currency" icon="dollar-sign" iconType="duotone" color="#41B118">
    Onramp fiat to cryptocurrency.
  </Card>
</CardGroup>

## Payment Methods

Crossmint checkout combines all the below payment methods in a single integration.

<CardGroup cols={4}>
  <Card title="Debit & Credit Cards" icon="credit-card" iconType="duotone" color="#1F2BAD">
    All major credit cards supported - Visa, Mastercard, American Express, and more.
  </Card>

  <Card title="Apple & Google Pay" icon="mobile" iconType="duotone" color="#222422">
    Check out in under 30sec with faster payment methods, on **[desktop and
    mobile](/payments/embedded/guides/apple-pay)**.
  </Card>

  <Card title="Stablecoins" icon="coin-vertical" iconType="duotone" color="#41B118">
    The lowest fees for stablecoin purchases, for humans and **[AI agents alike](/payments/advanced/usdc-support)**.
  </Card>

  <Card title="Cross-Chain Crypto" icon="bitcoin" iconType="duotone" color="#E6DB63">
    The pain of bridging is a thing of the past. Buy an Optimism asset paying with ETH instantly, or on Ethereum
    with your Solana memecoins. ***[List of supported currencies](/payments/headless/guides/supported-currencies)***
  </Card>
</CardGroup>

## Core Features - Crypto & Credit Card

<CardGroup cols={3}>
  <Card title="No Wallet Required" icon="wallet" iconType="duotone" color="#ADD8E6">
    Guest checkout. Create wallets on-the-fly during the purchase.
  </Card>

  <Card title="Full Geo-Coverage" icon="globe" iconType="duotone" color="#A24EC9">
    Support payments from 197 countries and all US states.
  </Card>

  <Card title="AML Monitoring" icon="fingerprint" iconType="duotone" color="#AFB1C5">
    Dedicated team of blockchain anti-fraud experts.
  </Card>
</CardGroup>

### Credit Card-Specific Features

<CardGroup cols={3}>
  <Card title="95-98% Approval Rate" icon="greater-than" iconType="duotone" color="#41B118">
    Compared to 55% industry benchmark.
  </Card>

  <Card title="Chargeback Protection" icon="shield" iconType="duotone" color="#D3A10F">
    Crossmint takes on the credit card fraud risk for you.
  </Card>

  <Card title="No Buyer KYC" icon="passport" color="#1D258E" iconType="duotone">
    Eliminate cumbersome ID checks from the purchase flow<sup>1</sup> and improve conversion.
  </Card>
</CardGroup>

## Ways to Integrate

<CardGroup cols={3}>
  <Card title="Hosted" icon="toggle-on" iconType="duotone" color="#24ABD0" borderColor="#24ABD0" href="/payments/pay-button/quickstart">
    Checkout hosted on a pop-up, opened from your app or site.
  </Card>

  <Card title="Embedded" icon="object-group" iconType="duotone" color="#D31D52" borderColor="#D31D52" href="/payments/embedded/quickstart">
    Embed checkout in your app or site with full UI control.
  </Card>

  <Card title="Headless (API)" icon="code" iconType="duotone" color="#36B37E" borderColor="#36B37E" href="/payments/headless/quickstarts/credit-card-nft">
    Buy or sell via an API, best suited for agents or deep UI customization.
  </Card>
</CardGroup>

## Advanced Topics

<CardGroup cols={4}>
  <Card title="SDK Reference" icon="gear" iconType="duotone" color="#919191" href="/payments/advanced/component-properties" />

  <Card title="NFT Marketplaces & Launchpads" icon="hexagon-vertical-nft" iconType="duotone" color="#FF2981" href="/payments/advanced/marketplaces-and-launchpads" />

  <Card title="Memecoin Checkout" icon="sack-dollar" iconType="duotone" color="#E6DB63" href="/payments/headless/quickstarts/credit-card-memecoin" />

  <Card title="Stablecoin (USDC) Support" icon="circle-dollar" iconType="duotone" color="#EEA424" href="/payments/advanced/usdc-support" />

  <Card title="Bring Your Own NFT Collection" icon="file-import" iconType="duotone" color="#BB87FC" href="/payments/advanced/bring-your-own-collection" />

  <Card title="Multi-Item Purchases" icon="rectangle-vertical-history" iconType="duotone" color="#77DFE2" href="/payments/advanced/selling-multiple-nfts" />

  <Card title="Checkout Localization" icon="globe" iconType="duotone" color="#194ABA" href="/payments/advanced/localization" />

  <Card title="Using Webhooks" icon="bars-progress" iconType="duotone" color="#D12F2F" href="/payments/advanced/webhooks" />
</CardGroup>

## FAQs

<AccordionGroup>
  <Accordion title="How does it work without a wallet?">
    With Crossmint, **people can purchase onchain assets with any payment method, from any device, in \~30 seconds, even if they don't have a wallet or cryptocurrency.**

    **You will receive the full amount instantly via the smart contract, in the native currency of the contract**. For enterprises, Crossmint also offers fiat settlements, eliminating the need for them to hold cryptocurrency.

    **Buyers will receive their assets directly on their wallet**, if they have one. If not, Crossmint will create one on-the-fly, which can be embedded in your site or accessed from crossmint.com. You can read more about the wallets <a href="https://docs.crossmint.com/docs/introduction-wallets">here</a>.
  </Accordion>

  <Accordion title="What's the difference between NFT/token checkouts, versus just an onramp?">
    *For fiat payments, users can:*

    **NFT checkouts:** purchase NFTs directly with fiat, with no onramp or KYC.

    **Token checkouts:** purchase tokens that are **not** currencies or securities, directly with fiat, with no onramp or KYC.

    **Why is this better for NFT and token sales:**

    * Users can purchase their NFTs within seconds, in one streamlined flow, instead of needing to go through multiple steps.
    * Buyers can spend the exact amount required, without having to add buffers to account for variations in price and gas fees.
    * With onramping first, users have stringent requirements and much lower transaction approval rates. Users spend many minutes trying to make their first purchase, and over 40% of them will get their transactions declined by the bank.
  </Accordion>

  <Accordion title="How does Crossmint differ from other onchain checkouts?">
    **Crossmint is the first and leading onchain checkout in the market**, powering most major marketplaces, launchpads, and over 10,000+ drops to date.

    The main differences are:

    1. **Buyers don't need a wallet**. Crossmint can create them on-the-fly (guest checkout), in the backend, improving conversion.
    2. **Crossmint is the merchant of record for transactions** and sells NFTs/tokens directly in fiat. This results in **real** approval rates of \~95% (vs industry average of \~55%) and eliminates the need for cumbersome extra steps during the purchase flow.
    3. **The same checkout includes cross-chain payments**, allowing users to purchase NFTs/tokens on one chain paying a different cryptocurrency.
    4. **The integration takes as little as 5 minutes**, and we have verified is the fastest for your developers to integrate.
    5. **Premium features** like currency and language localization, NFT collection registration via API, automated token legal reviews, accesslists, and more.
    6. **After millions of transactions, Crossmint's infrastructure has been battle-tested** and hardened against edge cases and sophisticated fraud attacks, so you can deliver the most reliable experience to your users, and minimize customer support.

    <Tip>Don't rely on marketing websites. Ask for live implementations of the products and test them yourself.</Tip>

    <Warning>
      Several crypto on-ramps built NFT checkouts wrapping their core product. Crossmint's are distinctly separate.
      Despite what marketing materials may say, their onramp-first products generally offer much lower transaction approval rates. There are multiple reasons for that, including:

      * Many of these providers are not the merchant of record for transactions. Instead, they are facilitating the purchase of cryptocurrency for the purchase of the NFT, even if hidden from the user's frontend.
      * Not having NFT-specific anti-fraud models or models that are sufficiently trained. Ours have been in the market for 3+ years.

      The recommendation is for you to test the products yourself and ask randomly selected users for their experience using these services.
    </Warning>
  </Accordion>

  <Accordion title="Does Crossmint support primaries and secondaries (marketplaces)?">
    Yes. You can use the checkout for both [primary and secondary sales](/payments/advanced/marketplaces-and-launchpads).
  </Accordion>

  <Accordion title="How can I track sales?">
    You can monitor purchases onchain or using webhooks. Sales dashboards, logs, and advanced analytics are also available in the console.
  </Accordion>

  <Accordion title="What happens if a buyer charges back their credit card?">
    You don't have to worry about chargeback risk. Crossmint will take on the risk and manage disputes directly with the bank.
  </Accordion>

  <Accordion title="What's the pricing model?">
    For more information, visit our <a href="https://www.crossmint.com/pricing">pricing website</a> or <a href="https://www.crossmint.com/contact/sales" target="_blank">contact sales</a>.
  </Accordion>

  <Accordion title="What are the KYC requirements?">
    <sup>1</sup> For some use cases, like onramp, KYC is required for regulatory reasons. For most assets, like NFTs and memecoins, Crossmint's proprietary setup allows us to leave KYC to the developer's discretion.
  </Accordion>

  <Accordion title="How do checkout fees work for NFTs?">
    ### Managed NFT Collections

    Managed Collections have two options for fees:

    **1. Buyer pays fees** - The buyer (your customer) pays the price of the asset you set in console, plus applicable fees. The Seller (you, the creator) receives the price set in console (aka *the payout*).

    **2. Seller pays fees** - The buyer pays the exact price of the asset set in console. You receive the set asset price, minus applicable fees.

    To access this setting in the Crossmint Console, go to your managed collection, click on "Payments" and then "Settings".
    Here you will find the "Who pays the fees?" switch, which allows you to set the payer of fees for your collection. You can update and save this setting at any time.

    * The total fees per transaction are the same in either option.
    * Managed collections are Buyer pays by default.

    ### Imported NFT Collections

    Imported collections are only compatible with the "Buyer pays fees" option.
  </Accordion>
</AccordionGroup>